NCTUE Plus Database
With the newly expanded NCTUE Plus database, members now have additional valuable insight into their prospective and current customers. Payment practices on consumers’ Telecommunications, Pay TV and Utility obligations can deviate significantly from their financial behaviors, so relying just on the payment information members get from the traditional credit file may not provide the comprehensive, relevant customer view needed. The NCTUE Plus database incorporates full account data from subscribing members. Used with the traditional credit file, this tool provides members with the 360 degree consumer view needed today to make profitable risk decisions across the customer lifecycle. The addition of full account data also helps capture that elusive segment of the market – the no-hit/thin-files – and will allow members to make appropriate behavior-based decisions.